Claims: How Do State “Auto-IRA” Policies Affect Household Balance Sheets? -- by Adam Bloomfield, Ngoc Dao, Kyung Min Lee, Sita Slavov

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1. title: How Do State “Auto-IRA” Policies Affect Household Balance Sheets? -- by Adam Bloomfield, Ngoc Dao, Kyung Min Lee, Sita Slavov (alleges; supported) Source
2. url: https://www.nber.org/papers/w35373#fromrss (alleges; supported) Source
3. summary: We examine how state policies requiring firms to facilitate workplace retirement saving affect household balance sheets. Using data from the Survey of Income and Program Participation (SIPP), we compare private-sector workers likely exposed to Oregon’s Automatic-Enrollment Individual Retirement Account (Auto-IRA) policy with similar workers in not-yet-adopting states. We find that the Auto-IRA policy is associated with increases in IRA and employer-sponsored retirement plan ownership and assets.… (alleges; supported) Source